WHY ME

lowflyinmx3 · Post by **lowflyinmx3** » September 8th, 2007, 9:58 pm

So i just bought me a GS 2 days ago. Yesterday I went to go meet up with my buds and a complete and utter retard blows the stop sign and creams me. almost rips the complete front end off and sends me into a tree with such force it broke my seat brackets and i ended up in the back seat. not even a full day and I've lost it. and to top it off she doesn't have insurance and all i have is liability. I am so @$%^^&%$ off right now. sorry about the rant.

Mnemonic · Post by **Mnemonic** » September 8th, 2007, 10:09 pm

You may not be screwed call and see if your insurance company has the Uninsured motorist coverage, which covers you if your hit by a person without insurance. if you don't your only recourse is to sue her, but if she didn't have insurance then i'm guessing she probably doesn't have a lot of money to get from her so it might be a lost cause, although there have been cases where the courts will deduct the money from her paychecks weekly until the amount is paid in full

Sorry for your loss though, Personally if it was me, I would find out where she lives and.... lets just leave it at she would be homeless

lowflyinmx3 · Post by **lowflyinmx3** » September 8th, 2007, 10:16 pm

i'll check into that uninsured coverage. thanks i appreciate the help. and i definitely agree about the tracking her down part. thanks. guess i'm looking for another gs now.

mr1in6billion · Post by **mr1in6billion** » September 8th, 2007, 11:39 pm

lowflyinmx3 wrote:i'll check into that uninsured coverage. thanks i appreciate the help. and i definitely agree about the tracking her down part. thanks. guess i'm looking for another gs now.

Considering it was a side impact and you bounced into a tree you should be glad you walked off with your health. Also, Mnemonic is right. Even if she doesn't have insurance she is liable, but I'm pretty sure uninsured coverage is mandatory (at least in my state), so your company should cover you.

Still sucks that the car died tho.

G'luck =/

Mnemonic · Post by **Mnemonic** » September 9th, 2007, 12:50 am

mr1in6billion wrote:Considering it was a side impact and you bounced into a tree you should be glad you walked off with your health. Also, Mnemonic is right. Even if she doesn't have insurance she is liable, but I'm pretty sure uninsured coverage is mandatory (at least in my state), so your company should cover you.

Still sucks that the car died tho.

G'luck =/

yea its mandatory in ga as well thats why i mentioned it

Vanished · Post by **Vanished** » September 9th, 2007, 4:44 pm

See, here that can't happen unless the person that hits you didn't register their car, it witch case they get owned anyway. See when you get your plates, you get insurance automatically. I love sask.

Juans_93_MX3 · Post by **Juans_93_MX3** » September 9th, 2007, 5:19 pm

Did you gget her info, calls cops and get a police report going?

If you didnt, I feel sorry for you.

As for the dumb driver. Hopefully they impound her car

ElectricEnergy · Post by **ElectricEnergy** » September 9th, 2007, 5:21 pm

You ended up in the BACK SEAT? holy s---. I know how you feel, I was pretty depressed when I got in my accident.

Sounds like you were lucky to get out of that without serious injury though, remember that.

lowflyinmx3 · Post by **lowflyinmx3** » September 9th, 2007, 7:14 pm

Yeah I got her information and filed a report and everything. I was lucky to be able to walk away (more like limp lol), but the luckiest thing about the wreck is that I hit the tree. If the tree hadn't been there I would have hit a couple little kids playing in the yard I ended up in. I would have died had that happen. I have a 2 year old myself and I'm scared to death of people driving on my road so I don't let her play in the front yard. It was in a subdivision and she had to be doing at least 60. Here in Ohio all you have to do is sign a piece of paper saying you promise to carry insurance. How dumb is that? I'm going to nail this lady for eveything she's got. thanks you guys.

ScooterBovine · Post by **ScooterBovine** » September 9th, 2007, 8:31 pm

I live in Ohio, too, and I don't remember such a paper. I'm pretty sure that it is law that you must have at least liability insurance.

shameem · Post by **shameem** » September 9th, 2007, 8:56 pm

When i registered my car in columbus, ohio (about 5 years back) - they didnt ask for proof of insurance - all they needed was a title and proof of residence. They also "told" me that i should have atleast liability insurance and i had to sign something to that effect.

Their website still doesnt say anything about proof of insurance. http://www.oplates.com/faq/BrowseFAQ.as ... 322A8DE8F}
http://www.oplates.com/faq/BrowseFAQ.as ... BD5EF285F}

cstott282 · Post by **cstott282** » September 10th, 2007, 12:30 am

yah see here in NY u have to bring an insurance card for the vehicle you are registering... but htena gain that doesnt stop u from not paying after your first month and having no insurance...

Mnemonic · Post by **Mnemonic** » September 10th, 2007, 9:27 am

ga is all electronic now, they know after the 1st month if you dont have insurance on the car. If you don't a warrant is put out for your arrest. Buddy at work though his insurance was still active was sending his payment but his insurance had dropped him and he just never recieved his notice, ended up getting pulled over and spending a night in jail + having his car impounded

Post by **Mooneggs** » September 10th, 2007, 9:41 am

lowflyinmx3 wrote:Yeah I got her information and filed a report and everything. I was lucky to be able to walk away (more like limp lol), but the luckiest thing about the wreck is that I hit the tree. If the tree hadn't been there I would have hit a couple little kids playing in the yard I ended up in. I would have died had that happen. I have a 2 year old myself and I'm scared to death of people driving on my road so I don't let her play in the front yard. It was in a subdivision and she had to be doing at least 60. Here in Ohio all you have to do is sign a piece of paper saying you promise to carry insurance. How dumb is that? I'm going to nail this lady for eveything she's got. thanks you guys.

at least you are ok and you didn't hit anybody else... that's the most important thing... sucks you lost the gs... if anybody ever hits me... well let's just say it won't be pretty... for them

I lived in Ohio for a year and that state has some of the weirdest insurance stuff... some of the lowest limits in the country!