Thanks for your opinion. However I (and many of my peers) are extremely good drivers who are usually found driving the speed limit. I always signal and let others into my lane during heavy traffic. I would drive around with an on-board camera at all times if it would lower my rates. I have nothing to hide. My speeding tickets were all radar traps around the peterborough and bowmanville areas. All are under 20 KMH's. My accident was when I was inexperienced in accident avoidance.quicksliver wrote:$540.00/month to insure a 21yr old male with a 'sports coupe' in GTA with your record is reasonable. Why? You guys down in Toronto all drive like idiots. I swear i come so close to getting in an accident everytime i go down there.....cause you guys are all so damn impatient.
I now hold an FIA approved race license and have driven in 7 formula car races and numerous lapping and shool days. I am much more skilled in accident avoidance and other emergency situations because of this. If I ever told my insurance company that I hold a valid race license they'd probably cancel me on the spot.
I hope that explains why I believe that I and many others are being unfairly over-charged.
Bye the way Quicksilver, I find that when I travel around town I get cut off bye soccer moms talking on their cell phones and putting on their make-up. Usually younger males are driving reasonably, with the exception of a few hot-headed 17 year olds of course.
Again, thanks for the opinion.