MX-3.com

Sorry to add on to the question-pile, but recently I've fell in love with the mx-3 and was wondering which is best for me.
As a high school student, my budget is obviously limited, not to mention that my parents are cheap and aren't pitching in a single penny.
For insurance reasons, I probably won't be able to afford an mx-3 that comes with a stock turbo. (also, how much would a 16 year old pay in insurance for the v-6 mx-3?)
well anyways, I wanted to do something different besides the thousands of civics and 240sx's that are zippin around, and I think the mx3 is a perfect platform for what I'm looking for.
Any help or advice is appreciated. Keep in mind that I am not really aiming for a show car. I will probably be dumping alot of money into performance before anything else.

Thanks!

I dunno about a 16 year old, but I have a 1996 Blazer with full coverage and my 1993 MX-3 GS with full coverage, and I only pay $125 a month. So, if the car is paid for, and you just get liability or something, it shouldn't be too bad...

A good place to start is to try Geiko or Progressive websites and get their online quotes to see a ballpark figure.

Call an insurance company for accurate quotes.. and pick an MX-3 that has both ABS and Airbags.. insurance companies love these features and your rates will be lower. My rates dropped $23 over my 6 month premium going from my Subaru XT to my MX-3 that only has Airbags.. would have dropped another $17 if I had the ABS. Granted I am more than twice your age and have a spotless driving record. But they will still save you cash. As for which car to pick.. well... guess that depends on what your looking for.. economy or performance. The 4 cyl versions get decent gas mileage, but the V6 platform has significantly more power. Be aware that swapping from 4Cyl to V6 is a expensive and time consuming job.. so if you think you will want thte V6 later on.. best to get it up front. Though you can Turbo the DOHC 1.6L and make decent power as well. I am unaware of any stock 4Cyl cars that came with a Turbo from the factory. Others here on this board will know about that for certain. Anyway.. just a bit of food for thought.

Tunes67

i was 15 when i bought my mx3, just be sitting down when you get insurance quotes ill tell you that much lol. shop around though, the first quotes i was getting were around $10,000/year no joke, but dont get discouraged you'll find something cheaper. (mine is now $4800/year)

oh forgot to mention, there was never a 4 cylinder mx3 that came with a stock turbo. there was only sohc and dohc 4 cylinders, and a v6 all naturally aspirated. good luck.

Fry, you pay $400 a month in car insurance?

Go with a 94 and up 4cy. Get one in any color but red! Also for insurance reason definately get one w/ abs and airbags. Also posibly a security system. The 92 and 93 Mx3 4 bangers are a bit less power but did not come w/ airbags. Anyway you look at it you're a 16 yr old male in the us, which means high insurance. These are just a few of the things that will save yopu some $$$. Also, instead of going directly to an insurance company for quotes, contact a broker that deals with many companys and they will find you the best rates. I am 27, but have numerous offenses on my record and couldn't even get insurance until I contacted a broker. 6 spding tickets, reckless driving (in excess of 25mph of the speed limit), and a DUI in 2003. I have MAX coverage liability on my 93 mx and only pay 290 per year!

ScooterBovine wrote:Fry, you pay $400 a month in car insurance?

yes, is that alot more than you?

My little 16yearold bro will have to pay $120 per month here in Utah

i think insurance in canada is alot more

that is for 2 cars though, not just the mx right ?

fry your a freaking cracker!!! 400 bucks DAMN DAWG THAT IS ALOT

how old are you?
how many tickets you got?
how many accidents?

That seems like a lot, my insurance was only $145 a month through MPI (Manitoba Public Insurance) and im 19... $400/month seems crazy

ya its for 2 cars.