I don't mind setting aside time here and there; I tend to enjoy bouncing from project to project anyways. My monthly bills eat up around 70% of my income at the moment, and I dump my bi-weekly sales bonuses into paying off my Mustang and student loans. I haven't had income anywhere near this high for a few years now, so I'm trying to get my credit score back above 800 before I pour money into my car again.